KEY FINANCIAL SERVICES PIONEER CAPITAL CORP. CHAMBER OF COMMERCE LITCHFIELD FINANCIAL CORP. C.T. MALE MARSH & MCLENNAN BOLLAM, SHEEDY, TORANI STULMAKER, ROACH KEYCORP SIPP DESIGN ASSOCIATES STATE BAR ASSOCIATION GRIFFIN AGENCY NORSTAR BANK WTEN NYSEG WMHT REPSHER PHYSICAL THERAPY EDDIE BAUER ALBANY ACADEMY FOR GIRLS CHAMBERS OF COMMERCE MCI TELECOMMUNICATIONS PENNONI ASSOCIATES MECHANICAL CONTRACTORS RED CROSS MICHAELS GROUP.(Business)

Frederick E. Wolfert of Delmar, has been named an executive vice president for marketing at Key Financial Services, Inc., a leasing and retail services subsidiary of KeyCorp.

Wolfert holds a bachelor's degree from Louisiana State University, and previously served as vice president for U.S. Leasing Corporation in San Francisco.

Elton "Al" Clarke Turner has been appointed vice president of the Pioneer Capital Corp., subsidiary of Pioneer Savings Bank Inc. He is currently senior vice president of Inter-Trust Finance Co., a division of Pioneer Capital Corp. Turner, a native of Latham, is a graduate of Siena College.

Wallace W. Altes of Saratoga Springs has been named executive vice president of the Albany-Colonie Regional Chamber of Commerce. He will be responsible for the internal administration, the capital leadership program, small business and membership development. Prior to joining the chamber, Altes was the president of Applied Research Inc. and Altes Management Resources Inc. He hold a bachelor's degree and a master's degree from Southern Illinois University at Carbondale.

David Bulger of Albany has joined the Litchfield Financial Corp. of Williamstown, Mass., as executive vice president of finance and chief financial officer. Bulger is a certified public accountant and was formerly associated with Coopers & Lybrand, Albany, and was vice president of finance of Patten Financial Services Corp.

The merger of AA Major and …